Replies

  • Look into SONYMA Rebuild N.Y. mortgage. It bumps your mortgage up to around 4% but you can borrow up to 95%. Lots of rules and stipulations. May not bean option.
    Also look into NYSERDA Home Energy Program. Different structure for financing.
  • Hi Debra

    In my opinion it will a regular construction loan (if you are building from scratch-design-build) if you are purchasing from a builder sometimes the builder may offer incentives if you utilize their preferred lender. either way it will be subject to market rate unless you are using private lender. 

    please review this website https://www.mortgageloan.com/environmentand also you may want view Fnnie Mae and Freddi Mac guidelines 

    I hope this would help 

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